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17:59:07","gidocno":"","gisubterm":"","gipubcode":"ymx","summary":"一般情况下，医保费用的报销遵循以下规则，只要符合这些规则的医疗费用，就可以报销:正常享受待遇期内(医保没断缴)；在定点医疗机构就医;符合医保报销范围；在起付线以上和封顶线之内。相对的，在规则外的费用就不可以报销。"},{"gicategorycode":"","giinfoid":"299063","giindentifier":"11532328015177503N-/2024-0312007","giuuid":"79F21085D6234E888A0A03427329EFCB","gititle":"如果实在无力缴纳每年的医疗保险费，政府有没有相应的措施帮助获得医疗保障?","subcatcode":"","gitcatcode":"","giccatcode":"","gipubcodes":"元谋县政府办、","gidate":"2024-03-12 17:57:56","gidocno":"","gisubterm":"","gipubcode":"ymx","summary":"政府有相应的帮扶措施。根据有关规定，城乡居民医保实行国家普遍性财政补助和个人缴费相结合的筹资方式，对低保对象、特困人员、农村建档立卡贫困人口等个人缴费有困难的城乡困难群众，政府对其个人缴费部分给予补贴。其中，特困人员给予全额资助，城乡低保对象、丧失劳动能力的一二级重度残疾人、低收入家庭中的60周岁以上的贫困老年人和未成年人，按照每人每年120元的标准定额资助;25个边境县、市一线行政村的农村居民，以及..."},{"gicategorycode":"","giinfoid":"299057","giindentifier":"11532328015177503N-/2024-0312006","giuuid":"0CC09E3A3570478D892C5B7931F16662","gititle":"什么是居民大病保险?怎么缴费?","subcatcode":"","gitcatcode":"","giccatcode":"","gipubcodes":"元谋县政府办、","gidate":"2024-03-12 17:51:35","gidocno":"","gisubterm":"","gipubcode":"ymx","summary":"城乡居民大病保险是基本医疗保障制度的拓展和延伸，主要对参保患者高额医疗费用在基本医保支付基础上再给予进一步支付。参加城乡居民基本医疗保险的人员，不用额外缴费，同时参加居民大病保险，享受城乡居民大病保险规定的相关待遇。对参保居民经基本医保支付后，个人负担的合规医疗费用给予保障。大病保险起付线按统筹地区、上一年度居民人均可支配收入的50%确定，报销比例不低于60%，原则上，分段提高报销比例，费用越高则报..."},{"gicategorycode":"","giinfoid":"299056","giindentifier":"11532328015177503N-/2024-0312005","giuuid":"282843D17E3F40A88DEF32826C57EE3E","gititle":"近年来，为什么城乡居民医保的缴费金额不断提高?","subcatcode":"","gitcatcode":"","giccatcode":"","gipubcodes":"元谋县政府办、","gidate":"2024-03-12 17:50:17","gidocno":"","gisubterm":"","gipubcode":"ymx","summary":"适度提高个人缴费标准是国家从长远考虑解决城乡居民“病有所医”作出的重要决策。2022年较2021年个人缴费新增30元，达到每人每年350元;城乡居民医保人均财政补助标准也同步新增30元，达到每人每年不低于610元。坚持筹资与待遇挂钩，合理确定大病保险人均筹资标准，大病保险由城乡居民基本医保基金划拨，个人不缴费。国家适度提高缴费标准，对于个人而言是好事，个人多交30，财政就再给大家补助30，大病保险还不用单独买，受益的..."}]
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